Rating engine

Rating that lives in the cloud, not in your server room

A rating engine on a local server is a single point of failure that nobody can patch on a Sunday.

See rating

Ask us about

Carrier API availability

Rate change versioning

Forms management

Audit trail

What changes when rating moves to the cloud

The operational difference is larger than the technical one.

A locally hosted rating engine goes down when the server does, and the people who can fix it are usually not the people who need it working.

Rate and form changes become a deployment project rather than a configuration change, which means agencies delay them and run on outdated rates longer than they should.

In the cloud, rate changes are versioned and reversible, the audit trail is automatic, and a bad change can be rolled back without restoring a backup.

Ask us about rate change versioning. It is the feature that matters most after the first year.

Rating questions

Can it connect to our carrier APIs?

Yes, where the carrier exposes an API. Where they do not, we support structured submission and manual rate entry.

How are rate changes handled?

As versioned configuration changes with an audit trail, reversible without a rollback of the whole system.

Does it replace our AMS?

No. It handles rating and forms. The AMS keeps the accounting and the customer record.

How a rate change gets deployed

  1. The rate change is entered as a new version, not an edit to the live one.
  2. It is tested against a sample of real risks in a sandbox.
  3. An effective date is set and the version is published.
  4. The previous version stays available for quotes already in progress.

What the rating engine does

Any line of business

Personal and commercial lines rating in one engine.

Carrier integrations

Direct connections to carrier APIs and rating services.

No server to maintain

Hosted, patched and backed up without your involvement.

Version control

Every rate and form change tracked with a full audit trail.

See the rating engine

Tell us which carriers and lines you rate and we will show you the integration.